Advance Salary PH

Tailored to provide partner companies employees stable line of credit whenever they need it.
Our goal is to extend financial services to the workforce by offering a salary loan through a companys Human Resources (HR) as part of their employees benefit.

Requirements:
Advance Salary app
One (1) valid ID
Company ID

How to avail a salary loan?
Download and register in Advance Salary
Upload requirements:
Company ID
1 valid ID
1-month payslip
Employment Verification. HR to confirm employment status
Approval. Get your approval in minutes just by completing all the needed requirements!
Withdrawal. Convenient pay-out channels to claim your proceeds.

What do I need to register?
Just upload one (1) valid Government-Issued ID!

Apply Now, Avail Later!
You may not need it today, but we are always here for that urgent need for cash
Apply for the salary loan, get approved, and avail it for later
With just one click, you can withdraw your money whenever and wherever!

On the app, we will require the following permissions to verify your identity:
Location Access - To auto-verify your address.
Contacts Access - To quickly nominate contact references.
Camera Access - To scan your ID for complete ID verification.

How safe are my details?
Fully secured and protected of all personal details and information
Data Privacy Agreements are insisted upon registering
Strictly complies with the guidelines set by the NPC
Routine assessments are done to ensure Quality Data Protection

How fast is the approval, and where can I receive the salary loan?
Approval of loan application can take up to 5 minutes to 24 hours
Upon approval, expect same-day disbursement through Skypay
Disbursement Channels: Banks, GCash, 7 Eleven, Maya, RD Pawnshop, M Lhuillier (Skypay biller), Xponential payout centers

How do I repay my loan?
Payment can be partial or in full, as long as it is within the loan period
You may check your loan term duration on the app
Pay through our selected payment channels ONLY: GCash, 7 Eleven, Maya, RD Pawnshop, M Lhuillier (Skypay biller), GCash (Xponential biller), Salary Deduction

What loan term packages do you offer?
We offer a variety of packages depending on your user’s VIP Level
Loan Amount: Php 2,000 - Php 20,000
Loan Duration: 60 - 120 days
Maximum APR: 20%
Transaction fee: Php 0 - Php 150
Other fees: Service fee from 10-20%


PRODUCT INFORMATION
-Amount:₱3,000-₱30,000
-Term: 90days-360 days
-Service fee: 3%-5%
-Transfer Fee: ₱0-₱200
-APR: 18%


Example:
Loan Amount: ₱ 20,000
Loan Term:180-days
with Interest rate: 18%
Transfer fee: ₱ 0
The service fee is ₱ 600
The total service fee and interest will be 2,400 pesos.
The total received amount is ₱19,400
No monthly payment
Total repayment for 180 days is ₱ 21,800 (20,000*18%/360*180+20,000) only pay on the due date.


*Reminder: Always check the fees, charges, Privacy Policy, and Terms and Conditions of the loan offer before accepting any loan.






Why choose Advance Salary?
Advance Salary provides additional financial assistance to employees without the need to use the companys cash

Company Benefits:
1) Use your finances on another important aspect of your business.
2) Aid to the need of your employees.
3) Improve recruitment results with an additional employee benefits program.

Employee Benefits:
1) 99% Approval Rate
2) Build a good credit score
3) Instant access to cash in case of emergency

Advance Salary is an employee benefits solution that provides financial assistance to our strong and hardworking labor force.

Contact Us
For questions, feedback, or concerns, please reach us at:
Website: advancesalary.ph
Facebook: facebook.com/advancesalaryph
Email: [email protected]


All loans under the Advance Salary App are financed by Salary Advancement Lending Incorporated, with SEC No. 2023020085104-02 and CA No. L-23-0352-65.